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Myths, Pros and Cons of Hecm Reverse MortgagesFirst and foremost; the bank does not, nor do they want to own your home. So why do so many people believe this? Prior to FHA getting involved in 1988, the lenders would take an equity position in their Borrowers homes.  That practice has resulted in unfavorable feelings towards today’s reverse mortgages. The Federal Housing Administration (FHA) has set the new standards and guidelines for HECM reverse mortgage loans and their involvement has produced a safe, well thought out and balanced loan for Seniors. Look below to find some of the pros and cons of reverse mortgages.The UpsidesThere are no monthly payments associated with a reverse mortgage. You will never be required to make a monthly payment while you reside in your home. You sta
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Over the years, hypnosis has picked up all sorts of weird associations from stage hypnotists, the media and superstition. This is a great shame, because in reality, hypnosis is your single most effective tool for change - ranging from smoking cessation and weight loss, to pain and management stress. Hypnosis is your birthright, and you should know how to use it so it doesn’t use you. Here we dispel the biggest hypnosis myths.Hypnosis Myth 1: All hypnosis is the same.As with anything, hypnosis can be good, bad or indifferent. The most common is old-style authoritarian hypnosis of the type “You are getting sleepy, you are feeling confident”. Unsurprisingly, this sort of hypnosis doesn’t work well with many people. Good hypnosis uses subtle psychological principles an
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Despite having a bad reputation and a negative connotation, hypnosis is in fact a positive process that has been used for thousands of years. Many people aren’t aware that many of the commonly accepted ideas about hypnosis aren’t even true. It is important to ask what is hypnosis and learn the facts so that you can make educated decisions and not spread false information.First Thing’s FirstSo what is hypnosis anyway? Hypnosis can be defined as the process of inducing a state of relaxation and heightened awareness. Under this state, the power of suggestion is used to inspire
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There are many myths and misconceptions out there about hypnosis. Hollywood portrays hypnosis in a way that is far different from reality. This feeds into the many misconceptions that are still present today. The 7 most common hypnosis myths & misconceptions are: 1. Not everyone can be hypnotized We go into hypnosis many times throughout our day, like when we are daydreaming, driving on the highway, or watching a movie. Hypnosis is simply a natural focused state of awareness. So the truth is that everyone can be hypnotized. 2. You are asleep during hypnosis Even though the origin of the w